A Simple hand-off
Why spend weeks or months brokering a commercial loan when we can do the work for you?
An Experienced Partner
Your clients and deals are safe with us – commercial experts with decades of experience and thousands of successful transactions under our belt.
A sizable income stream
Earn a fee on each closing while you focus on your day job.
Have a deal now?
Submit your commercial mortgage deal by completing the form below. Our experts will review the submission and contact you shortly.
How it works:
- Have a deal? Tell us about it using the online referral form above.
- Education
- Silver Hill will reach out with next steps – if the deal appears to fit our parameters, we can discuss your compensation preference and our various solutions for your client.
- Silver Hill will then contact the borrower directly and begin processing the transaction.
- If we fund the loan, you will receive a referral fee at closing.
What sets us apart?
- Decades of experience closing small-balance commercial loans
- Flexible solutions designed to overcome common fallout
- Broker-friendly process and compensation structure
When does Silver Hill make
sense for commercial borrowers?
- When prospective borrowers get turned down by banks
- When investors and self-employed business owners need a solution that does not require the submission of tax returns
- When borrowers want additional cash-out flexibility
FAQs
Do I need to get approved by Silver Hill before I can submit a referral?
No. At Silver Hill, you can skip the lengthy onboarding requirements and can start referring deals today. We will conduct your approval process while the transaction is underway in order to save time for you and your client.
Can I refer loans if my company already has a signed broker agreement with Silver Hill Capital, LLC?
No. if your organization signed broker agreement with Silver Hill, you do not have the option to refer loans.
How much can I get paid for each referral?
Referring brokers have the opportunity to earn a referral fee of up to 2% of the loan amount (or 2 points). You can discuss your preferred compensation (and subsequent rate adjustment) with our team upon the submission of your referral.
How does the payment process work?
In order to get paid for your referral, you must sign our Silver Hill Referral Agreement and get approved by our team. Note: this approval process can take place while your client’s loan is in process. If Silver Hill is able to fund the loan, we will wire your referral fee at closing.
How do I know Silver Hill will take care of my client?
Our team of commercial lending experts have been closing loans under the Silver Hill name for more than 20 years. We’ve earned the trust of thousands of brokers who have closed loans with Silver Hill – and with a 4.9/5 broker experience rating in 2025 – it’s clear we’re still putting in the work today. In our view, we can only win when you and your client both win as well.
Why can’t I just broker this loan instead of referring it?
You can certainly broker a loan with Silver Hill if you prefer. Over time, we’ve found that many brokers only close 1 or 2 commercial loans per year. For these brokers, the amount of work it takes to close a commercial loan keeps them from growing their residential business. We wanted to create an easier way for brokers to generate income from commercial deals while still focusing on their “day job.”
I like this program but I don’t currently have any commercial deals. Where can I source them?
Many residential originators find commercial opportunities within their own database. You can start by reviewing residential applications for prospective borrowers who also own commercial real estate.
How long does it take Silver Hill to close a commercial loan?
Due to complexities involved with commercial property appraisals and other aspects of the transaction, it typically takes between 45-55 days to close a commercial loan. One benefit of referring instead of brokering a deal is that you won’t have to any of the legwork during the transaction period – once you submit the referral, your only work will be to collect your fee at closing!
How can I stay informed while my deal is in process?
Even though this program hinges on a hand-off from you to Silver Hill, we know that your client and their experience is still your responsibility. Our team is happy to provide updates so you can stay informed throughout the transaction process.
How can I learn more about commercial lending?
Broker education is something we’ve always prioritized at Silver Hill. Head over to our broker resources page to access free webinars, downloadable guides, and even customizable sales collateral to help you build your commercial business.
Want to discuss a deal?
Let’s talk.
Closing commercial mortgage deals can be a simple and stress-free process – but only if
you have the right partner on your side. See how we can be that partner for you.
