
You’ve got to go through Silver to get to gold.
- Best rates available for investors
- No Lender points
- Fast closings

Gold Multifamily Program Overview:
- Loan size: $250,000 – $1.5 million
- Purpose: Purchase, Cash-Out, R/T Refi
- Loan term: 30-Year Fixed / 10-year IO
- Max LTV: Purchase – 65% / R/T Refi – 65% / Cash-Out – 60%
- Min DSCR: 1.20x
- FICO: 680
- Amortization up to 30 years
- Closing entity: Business
- Documentation: No tax returns required
We do Small-Balance Commercial Loans differently.
Low Rates
& High LTVs
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Some of our best rate improvements appear in the 75-80% LTV buckets.
No Lender
Points
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No lender points means you have the freedom to charge fees your way.
Reduced Doc
Requirements
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The financing flexibility investors need with no tax returns required.

When does this program make sense for investors?
- Your borrower prioritizes low rates
- Your borrower has strong credit
- Your borrower prefers not to produce tax return documentation
What borrowers
are saying.
“Silver Hill is my #1 lender to take my deals
to because of my SHF team!” – Mona O.
Want to discuss a deal?
Let’s talk.
Closing mortgage deals can be a simple and stress-free process – but only if you have the right partner on your side. See how we can be that partner for you.


